Q&A – Pet Insurance 

Deciding to get a pet is a life-altering decision. You are adding another mouth to feed to your family. Additionally, you’ll likely need to change your schedule for potty training and walks. Additionally, pet owners must choose if they want to get pet insurance. If your pet gets hurt or sick, pet insurance reduces the cost of large veterinarian bills. Above all, these choices can really affect your family’s financial bottom line. Below are 9 Q&A pet insurance questions our office is frequently asked.

Q&A Pet Insurance – Cost

What is the average cost of pet insurance per month?
The average cost is $30 to $50 per month, depending on whether or not you choose to include preventative care. The only way to know for sure is to reach out to our office for a quick and easy quote.

Q&A Pet Insurance – Coverage

  • What does pet insurance actually do/cover?
    Typically, policies cover accidents, illnesses, hospitalizations, emergency vet visits, surgeries, dental illness, and alternative therapies. For instance, accidents include bites, broken bones, ingestion of toxins, lodged items, and torn ligaments. Further, illnesses include reimbursement for both major and minor illnesses, such as cancer, allergies, arthritis, and digestive problems. Additionally, coverage can also include hereditary and congenital issues as well as behavioral issues like anxiety.
  • Does pet insurance cover annual exam appointments?
    Preventative care packages contain coverage for annual exams. Additionally, these packages include vaccinations and flea prevention. Preventative care coverage begins immediately on the plan’s effective date. However, there is a 14-day waiting period for coverage of accidents, illness, and knee/ligament injuries. [2]
  • Are heartworm treatment and medication covered by pet insurance?
    Premium-level preventative care programs may cover heartworm treatment and medication. Check with your agent.[3]
  • Does pet insurance cover pre-existing conditions?
    Generally, no. Pre-existing conditions are not covered. However, policies may cover injuries or illnesses that are cured/resolved. These injuries/illnesses have presented no symptoms/required treatment for 180 days.

Q&A Pet Insurance – Providers

Do all vets accept pet insurance?
With pet insurance, you can go to any licensed vet. You pay for services upfront. Then you submit a claim form to your insurance company for reimbursement.[1] After your deductible is met, you are reimbursed at your reimbursement rate by check or direct deposit. Deductibles range from $100 to $500. Reimbursement rates range from 70-90%.

Q&A Pet Insurance – Quotes

Is it easy to get a pet insurance quote?
Yes! Our agency offers an instant quote form on our website. Additionally, our agents can quote your pet insurance quickly and easily. Most importantly, quotes typically take less than five minutes. Certainly, getting a pet insurance quote is easy and may save your family in the long run.

How do I get a pet insurance quote?
You can call us directly at 678.439.8757 or 478.374.2085 or request a quote from our website, https://insconnectga.com/pet-insurance/. In conclusion, why wait? Pet insurance sounds like a great investment for your family.

[1] https://www.policygenius.com/blog/how-do-i-know-which-vets-accept-pet-insurance/

[2] https://safeco.com

[3] https://Safeco.com

Disclaimer: This material is for information only. This phttps://now.agent.safeco.com/products/pet/coverageost does not provide legal or professional advice. Consult with your attorney or other expert consultants for a professional opinion specific to your situation. The Insurance Connection welcomes all applications, without regard to religion, race, color, national origin, sex, handicap, or familial status.